Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This is an article about group long-term care insurance.

Description: Ideas to improve claim practices, thereby improving public perception of the LTCI industry.

Description: Designing and Pricing LTCI Combination Products by Carl L. Friedrich from Long-Term Care Newsletter, December 2004, Issue No. 13.

Description: The chairperson discusses the health of the long term care industry in four key areas: investment, legitimacy, execution, and promotion.

Description: Discussion of Living to 100 Session 5A. The papers presented propose a new method to price the longevity risk premia in order to tackle the pricing obstacle and reviewed the insurance industry implications on retirement planning and the secondary market in insurance.

Description: Impaired annuities - a niche product marketed to people at the “at-need” edge of long-term care and has the potential to instruct in bridging the gap for the products now being marketed to people “pre-need.” From Long-Term Care, Dec 2003, Issue No. 10

Description: Recently completed experience and research studies from the Society of Actuaries.

Description: Projecting Policy Persistency by Bruce Stahl from Long-Term Care Newsletter, September 2004, Issue No. 12.

Description: Cognitive tests used in the long-term care insurance industry differ in cognitive domains tested, time required for testing, ease of test administration, sensitivity and specificity. Recently, new approaches to scoring or testing have improved test utility for screening for cognitive impairment.